amit chowdhary

* Credit Appraisal and Sanctioning - Reviewing company’s financial performance, * assessment of risk and analysis of industry. * Preparation of detailed proposal and Term sheets for sanctioning by the Top * Management. * Relationship Management with Large and Mid corporate clients. Handled products ranging from Term Loan, Project Finance, Working Capital Finance, Letter of Credit, Bank Guarantee etc. * Guiding branches for new business and monitoring for timely review of accounts

* Detailed Credit and Risk Analysis – understanding company’s business model, detailed financial analysis, risk assessment and mitigation strategy, industry analysis * Client meeting and site visit to understand business and promoters closely * Detailed Analysis, decision making for funding a client and presentation of proposals / cases to the committee * Close monitoring of accounts and take corrective steps, MIS maintenance to ensure timely review of accounts * Maintaining relationship with clients, understanding their need, suggesting relevant products, ensuring utilisation of limits * Handling all project finance and working capital products – Term Loan, Working Capital – CC, LC, BG, PC etc