Amitabh Ghatak

Non Executive Director @ Allica Bank

About

Product-led business and technology executive with deep experience scaling fintech, payments and digital platforms across high-growth and regulated environments.Career highlights include helping grow Dojo’s UK market share from 8% to 20%, building Molo Finance into the UK’s leading digital mortgage platform through to acquisition, and scaling William Hill’s mobile business from £10m to £3bn turnover. Currently advising Allica Bank on growth and product strategy.Experienced leading Product, Engineering and Design organisations across both scale-up and enterprise environments, combining strategic leadership with hands-on execution across product strategy, AI-enabled delivery, platform modernisation and international expansion.

Country

City

United Kingdom

Industry

Financial Services

Skill

Debit Cards, Banking, Lending, Payments, Product Management, Agile Methodologies, Mobile Applications, E-commerce, User Experience, Analytics, Software Development, Online Gaming, Android, iPhone, Mobile Marketing, Management, Design Patterns, Linux, User Experience (UX), Start-ups

Experience

Non Executive Director

Allica Bank

2024-11 - Present · 1 yr 11 mos

Working closely with the Board and executive leadership on AI strategy, digital transformation, product innovation and M&A. Part of the People and Remuneration Committee.

Director - Product & Technology - Payments

The Access Group

2024-11 - 2025-12 · 1 yr 2 mos

London Area, United Kingdom

The Access Group is one of the largest UK-headquartered software providers that provides solutions in Europe, USA and APAC. - Led Product and Technology across Payments, Lending and Banking within Access Financial Services. - Focused on platform modernisation, AI-enabled delivery, product transformation and strategic partnerships across regulated financial products.

Chief Product Officer

Dojo

2021-11 - 2024-6 · 2 yrs 8 mos

Greater London

Dojo is one of Europe’s leading payment platforms across Payments, Lending and Card Issuing. Highlights: • Scaled platform processing to 150m+ transactions per month and £4Bn monthly turnover with 40% YoY growth • Contributed to growth from 8% to 20% UK market share • Led Product strategy, OKRs and delivery across UK and European product lines • Responsible for Payments, Lending and Card Issuing propositions

Chief Product & Technology Officer

Molo

2018-3 - 2021-10 · 3 yrs 8 mos

London Area, United Kingdom

ACQUIRED - ColCap • Launched the UK’s first instant digital mortgage lender, leading Product, Design and Engineering • Scaled the platform to £4Bn+ mortgage applications within 36 months - unprecedented for a new lender • Responsible for customer journeys, core platform and risk decisioning capabilities • Partnered across Risk, Marketing, Operations and Distribution to improve scalability and acquisition efficiency • Supported debt funding (£250m) and Series A & B fundraising rounds

Chief Product Officer

Karhoo

2017-3 - 2018-3 · 1 yr 1 mo

London Area, United Kingdom

ACQUIRED - Renault/Nissan • Led Product, Design and Engineering for a global Mobility-as-a-Service (MaaS) platform • Responsible for apps, APIs, marketplace platform and back-office systems across multiple markets • Scaled the marketplace platform to integrate 200K+ vehicles across 6 countries

Director - Platform

William Hill

2015-9 - 2016-10 · 1 yr 2 mos

London Area, United Kingdom

• Launched an industry-first B2B SaaS platform, scaling turnover to £100M in Y1 • Led P&L, Product, Technology and Business Development initiatives

Head of Product Development - Mobile

William Hill

2012-3 - 2015-9 · 3 yrs 7 mos

Gibraltar

• Built award-winning mobile products generating £3Bn cumulative turnover (from £10m in 2012) • Reached #1 UK App Store ranking and 1m MAUs across product verticals • Led cross-functional product, UX and engineering teams across multiple locations • Drove mobile transformation initiatives including Apple Pay, VR and emerging platform experiences

Product Manager - Platform, Mac & Mobile

bwin

2010-1 - 2012-3 · 2 yrs 3 mos

Gibraltar, Gibraltar

• Created industry-first Mac & Mobile products – ARR €22m • Key member of M&A discussions

Lead Software Architect

bwin

2006-6 - 2009-12 · 3 yrs 7 mos

Hyderabad

• Led the PartyPoker Web, Mac & iOS development

Engineering Lead

United Online, Inc.

2003-7 - 2006-6 · 3 yrs

Hyderabad / Los Angeles

• Managed the Netzero/Juno C++ development: one of the first freemium models in the tech space

Software Developer

Hold Brothers Capital, LLC

1999-9 - 2002-6 · 2 yrs 10 mos

New York, New York, United States

• Design and implementation of GreyBox: an ultra-high transaction volume day-trading platform. Awesome note: some of my code is still running after 20 years!

Education

Stevens Institute of Technology

Computer Science

Graduated college with Honours (Summa Cum Laude) Awards in College: Presidential Scholar, Stevens Scholar Internships at Lehman Brothers and Deutsche Bank, New York