amit jha

✅ Amit Kumar Jha Chief Manager – Credit | Bank of Baroda Banking & Finance Professional | Credit Risk | Corporate & MSME Lending | MBA (Finance) Accomplished banking professional with over 20 years of diverse experience in credit management, capital markets, and retail banking. Currently serving as Chief Manager – Credit at Bank of Baroda, managing credit operations and strategic functions for Fiji operations, including HR, Accounts, Services, and Operations. My core strength lies in credit appraisal, financial analysis, risk monitoring, and regulatory compliance, with a focus on corporate, MSME, and priority sector lending. I’ve handled large-value accounts, led branch transitions, and successfully coordinated with regulatory bodies for timely approvals and recoveries. Career Snapshot: 7 years in capital markets (equity research, portfolio advisory, derivatives) 2 years in retail & branch banking with major financial institutions 12+ years at Bank of Baroda, progressing through credit and leadership roles International leadership experience in Bank of Baroda (Fiji) Key Skills: • Credit Risk & Underwriting • MSME & Corporate Lending • Financial Due Diligence • Capital Market Operations • Loan Monitoring & Recovery • Regulatory Reporting & Audits • Portfolio Management • Team Leadership Certifications: • Moody’s Certificate in Commercial Credit • JAIIB & CAIIB – IIBF • NSE Capital Market & Derivatives • MSME Lending – IIBF • Leadership Development – BOB Education: MBA (Finance) – Jadavpur University Languages: English | Hindi | Bengali Achievements: Managed strategic credit realignment post-COVID in the South Pacific Played a key role in branch rationalisation and asset reconciliation in Fiji Recognised for credit disbursement and NPA control excellence Currently open to leadership opportunities in credit, risk management, and strategic banking roles, especially across international banking markets or consulting mandates.