Amit Bhargav, MBA

Head of Fraud Strategy and Analytics for Personal Loans and Credit Cards @ Avant

About

Protecting our customers is a key element to build trust and security for any business, more so in Financial Services. My passion lies in Fraud Prevention, using analytical tools to mitigate risk while balancing customer experience. Launched systems and processes enhancing new application controls, device profiling, external funds validation, authentication, risk scoring, and case management system. Led the development of fraud monitoring dashboards to promptly detect and respond to new attack vectors. Partnered with modeling teams to develop and implement Machine Learning Models. Implemented Suspicious Activity Report (SAR) process and quality controls in close collaboration with AML and compliance teams. Products : CDs, IRAs, Savings, Checking Money Movement Channels : ACH, Check, Debit Card, Wires, Bill-pay, Zelle A listing of my core competencies includes: ✔ Risk Management ✔ Fraud Prevention Strategy ✔ Hiring, Training and Engaging the team ✔ Systems, processes, and controls review ✔ Strategic Planning and Roadmap ✔ Enterprise Platforms ✔ Root cause analyses ✔ Operations Strategy and Investigation ✔ New product or feature risk assessment ✔ Governance and Risk Controls ✔ Analytics using SAS, SQL and Tableau Top 3 strengths from Strengthsfinder are : Analytical, Ideation and Relator

Country

United States

City

Greater Chicago Area

Industry

Financial Services

Skill

Fraud Prevention, Strategy, Business Analysis, Retail Banking, Decision Science, Quantitative Analytics, Marketing, Business Development, Pricing, Portfolio Management, Risk Management, Data Analysis, Analytical Skills, Banking, Strategic Planning, Customer Experience, Fraud Investigations, SAS, SQL, Microsoft Excel

Experience

Head of Fraud Strategy and Analytics for Personal Loans and Credit Cards

Avant

2026-3 - Present · 7 mos

Chicago, IL

Mitigate fraud risk across loan and card products

Vice President, Fraud Strategy

CreditOne Bank

2020-12 - 2026-3 · 5 yrs 4 mos

Las Vegas, NV

Led the fraud strategy team for Acquisition Fraud for Credit Cards and Deposit Products Implemented new orchestration platform for fraud and identity services Evaluated and implemented new vendor tools for Synthetic and Third party fraud risks Partnered with Fraud Operations to enhance decisioning of card disputes resulting in better accuracy for third party and 'held responsible' claims Managed the fraud risk deliverables for Internal and External audit requests

Senior Manager - Fraud Strategy

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2015 - 2020-12 · 6 yrs

Riverwoods IL

Led the fraud strategy team to mitigate fraud losses for deposits products for New Account Fraud, Account Takeover and Transaction Fraud risks, while balancing customer experience Hired and trained the strategy, reporting and operations specialists Subject matter expert for fraud risk assessment for new products, account features and money movement capabilities Developed annual fraud loss budget and created strategic roadmap for new capabilities and initiatives

Manager - Deposits Marketing

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2011 - 2015 · 4 yrs

Developed Annual Plan for Marketing deposit products in direct and digital channels Created Segmentation strategy to understand customer base and improve efficiency of targeted campaigns