Aman Arora CCP, MFin, MAcc

Managing $1B + Credit Risk Portfolio for Concrete, Aggregates, Asphalt and Construction Divisions. Reporting into the CFO.

Managing $700M+ Credit Risk Portfolio for Concrete and Construction Divisions.

1. Credit Management - Development of profitable sales growth through assistance in judicious and timely credit management decisions - Efficient and accurate credit approvals for new and existing commercial account orders on credit hold - Actively manage and control delinquent accounts to limit potential risk and bad debt losses - Establish credit lines on all new and existing accounts on occasional basis - Maintain consistent adherence to credit policies and procedures of the department and sales organization - Timely review and management of accounts over their credit limit - Training of field personnel in Accounts Receivable policies and procedures. 2. Collection Activity - Enhance Group cash flow through effective communication with centralized collection team, field personnel and/or direct customer contact - Work with accounting to review and reconcile any EFT, or Wire payments. - Direct customer contact to resolve discrepancies or disputes - Placement and management of delinquent customer accounts with outside collection or legal agency. 3. Documentation - Maintain both physical and digital records to support activities on customer accounts. This will include: ARJV authorizations, payment applications, assignment of credit limits and activities as directed 4. Additional Responsibilities - Working on special projects as directed by the National Credit Manager. - Preparing monthly AR progress report for the Division - This position utilizes both CPR and Oracle platforms for credit management, collections, and documentation. - Frequently used systems include: Microsoft Office, Oracle Applications and in-house Credit Management Software. Achievements: - Was able to achieve the best Days Sales Outstanding, minimised the Bad Debt and over 90 days accounts - Was appreciated by the National Credit Manager for going above and beyond and was promoted as a result of exceeding expectations

• Acting as a University of Windsor representative, working independently, making outbound telephone calls to prospective students to inquire about recent application(s) to the University of Windsor • Answering general questions regarding program(s) and/or university campus and services • Seeking to constantly expand knowledge of the University of Windsor’s academic and co-curricular programs to be able to counsel students within their area of interest and provide accurate information • Follow-up calls with record keeping and/or inputting information to a CRM system • Follow-up with prospective students via email or subsequent calls if necessary • Other duties as assigned

• Organizing social events for over 350 students in the ELIP (English Language Improvement Program) • Budgeting the cost for the events and maintaining the cash flow • Working and affiliating with different clubs for various workshops for the ELIP students • Appointing ambassadors from ELIP to help coordinate different activities. • Coordinating with and reporting to the Director with respect to the events • Controlling and maintaining cost efficiency.

• Meeting weekly with clients who want to start a food-based business in the Windsor-Essex region • Assessing state of the business and providing recommendations to aid clients in their ventures

• Streamlined financial statement analysis to a more accurate, efficient and automated process • Analyzed the financial statements for clients in the EMEA region and reported the same to the primary analyst • Made adjustments under the operating lease in the ARROW software for financial modelling and on the basis of which a committee of five members would rate the client

Among the the top 5% in the program

Among the top 10% in the program