David Alfredo Busel Niedmann

Caja Los Héroes is a regulated Chilean not-for-profit non-bank financial institution, active issuer in local capital markets, with a loan portfolio exceeding USD 500 million, providing responsible consumer financial services to pensioners and affiliated workers, advancing financial inclusion through regulated access to credit. Lead and develop a team responsible for funding strategy, investment and liquidity management, balance-sheet oversight, and investor relations for Caja Los Héroes and its subsidiaries. • Have led the negotiation and execution of USD 500+ million in funding through bank loans, public debt (bonds and commercial paper), multilateral institutions, and private impact investment funds. • Have overseen cash flow planning, FX liquidity requirements, investment portfolio management, and derivatives portfolio (cross-currency swaps) for balance sheet and FX risk hedging at both parent and subsidiary levels. • Have managed relationships with domestic and international banks, multilateral institutions (IFC, IDB Group), international investment funds, credit rating agencies, external auditors, and industry associations. • Have updated and implemented liquidity, market risk, funding, and hedging policies and procedures applicable to both the parent company and subsidiaries. • Have developed and implemented financial models, management reports, and BI dashboards to support decision-making and monitor limits, covenants, and risk metrics. • Have led process automation and modernization initiatives across investments, debt management, and regulatory reporting. • Have delivered regular presentations to the Board of Directors, ALCO, Risk Committees, and C-level executives. • Have prepared executive materials and decision memos covering ALM, investment and debt strategy, fixed income markets, and macroeconomic conditions to support funding decisions and financial risk policy execution.

Nanolife is a Chilean nanotechnology startup producing sustainable cleaning products using advanced nanomaterials. Acted as principal advisor to the CEO and COO, serving as their executive arm across strategy, finance, and key initiatives. • Guided strategic decision-making and conducted market and industry analysis to support executive alignment and define the company’s go-to-market strategy. • Developed the company’s core financial models to forecast and monitor performance and support capital allocation decisions. • Led cross-functional initiatives to adapt B2C products into B2B offerings. • Led the design, launch, and operational setup of the company’s e-commerce channel. • Structured and negotiated the Shareholders’ Agreement and supported the incorporation of a new investor. • Negotiated and implemented executive stock option plans. • Identified and implemented improvements in organizational structure and operating model, coordinated patenting and brand protection initiatives, and led relationships with external legal advisors.

Deysa Care is a leading surgical mask manufacturer in Latin America, recognized for its certified protective products and innovative use of auto-disinfection nanotechnology. Acted as principal strategic and financial advisor to the CEO and CFO during a corporate restructuring and capital structuring process. • Coordinated the implementation of an international legal structure to enable foreign investment at the holding-company level, aligned with the group’s business objectives. • Advised the CEO on venture capital fundraising strategy and participated directly in negotiations with potential investors. • Negotiated and implemented a stock acquisition agreement involving the transfer of intellectual property in exchange for equity. • Structured an international intercompany debt operation to finance the Chilean entity, ensuring compliance with local and foreign tax and regulatory requirements.

Deysa Care is a leading surgical mask manufacturer in Latin America, recognized for its certified protective products and innovative use of auto-disinfection nanotechnology. Founding Chief Financial Officer, responsible for finance, legal, investor relations, and operational structuring during the company’s rapid scale-up phase. • Led investor relations and managed periodic and ad-hoc financial reporting to shareholders and external stakeholders. • Built the company’s core financial models and business cases and supported venture capital fundraising efforts. • Designed and implemented the company’s core financial, reporting, and decision-support processes to enable data-driven management. • Structured and managed key supplier and commercial relationships aligned with the company’s strategic objectives. • Implemented accounting, logistics, and customs processes to support the company’s first international exports. • Built and trained the company’s initial finance and operations teams. • Formed and led the legal and negotiation team during an arbitral and judicial dispute with a key supplier during the factory implementation process, achieving a favorable outcome for the company.

Quintanilla & Busel Niedmann was a Chilean regulatory consulting and law firm, specialized in the renewable energy sector and highly regulated markets. Co-founder and Managing Partner, responsible for firm strategy, business development, and overall operations. • Led firm operations across finance, HR, IT, and governance, and designed the firm’s internal operating model. • Built and scaled internal teams and developed core operational processes. • Led client development, account management, and project reporting across regulatory and energy-sector engagements. • Provided strategic advisory to clients on complex regulatory, financial, and quantitative modeling matters. • Designed and implemented a custom ERP system integrating accounting, billing, and management reporting to improve efficiency and workload balancing. • Positioned the firm as a recognized specialist in the Chilean energy sector, achieving consistent top-tier rankings in Legal 500 and Chambers & Partners.

The Central Bank of Chile is the nation’s monetary authority, responsible for monetary policy implementation and the management of foreign reserves and sovereign wealth funds. Member of a small advisory team supporting the Financial Risk Manager and General Manager, overseeing a multi-billion-dollar sovereign wealth portfolio with a focus on performance monitoring and financial risk compliance. • Contributed to the design and review of investment policies in accordance with legal, governance, and risk guidelines. • Identified opportunities to improve compliance operations and implemented custom software solutions to automate financial risk and compliance processes. • Developed a multicurrency Value-at-Risk and balance-sheet stress-testing model to assess the Bank’s exposure to adverse market scenarios. • Prepared and presented monthly and quarterly performance and risk reports to senior management and the Board of Directors. • Contributed to the development of an alternative model for assessing national money demand. • Supported a cross-functional task force evaluating a comprehensive overhaul of the Bank’s ERP systems.

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