Akinnusi Oluwole

Managing Director and CEO @ Fullrange Microfinance Bank Limited

About

Dynamic and results-driven financial services professional with over 15 years of progressive experience in microfinance leadership, business development, treasury operations, and client relationship management. Adept at building inclusive financial ecosystems that drive access to credit, empower MSMEs, and promote sustainable economic growth across rural and urban markets. With a proven track record as a Managing Director and Business Strategist, I have successfully led organizations through growth transformations, market expansions, and operational restructuring. My leadership philosophy blends innovation with regulatory compliance, ensuring institutions remain profitable, customer-focused, and socially impactful. I specialize in designing SME lending strategies, strengthening financial inclusion frameworks, and implementing digital banking systems that bring modern financial services closer to underserved populations. Having directed multi-million-dollar loan portfolios and guided teams through performance-based transformations, I’m known for my ability to drive operational excellence, mitigate risk, and foster strong stakeholder partnerships. My approach to leadership is grounded in transparency, accountability, and measurable results, with every decision aimed at achieving financial sustainability and community upliftment. I take pride in mentoring high-performing teams, optimizing treasury portfolios, and ensuring strategic alignment between business goals and client needs. Whether developing new financial products, managing credit risk, or expanding outreach programs, I remain committed to bridging financial gaps and enabling inclusive prosperity. My goal is simple: to lead institutions that not only deliver profit but also purpose, empowering individuals and businesses to thrive within the formal economy. Core Skills: Credit Risk Management, Portfolio Administration, SME Lending Strategy, Financial Inclusion Programs, Agent Banking Models, Digital Banking Rollouts, Product Design & Deployment, Retail Banking Expansion, Financial Literacy Campaigns, Rural Client Onboarding, Business Development, Stakeholder Engagement, Microfinance Operations, Strategic Partnerships, Performance Monitorin, Team Leadership, Risk Mitigation, Customer Acquisition, Financial Advisory, Internal Controls, Regulatory Compliance, Process Improvement, Operational Oversight, Staff Training & Mentorship, and Microsoft Office Suite.

Country

Nigeria

City

Ibadan

Industry

Banking

Skill

Stakeholder Engagement, Governance Implementation, Treasury Operations, Portfolio Management, Regulatory Compliance, Operational Leadership, Business Expansion, Credit Analysis, Risk Management, Financial Oversight, Strategic Planning, Market Penetration, Financial Modelling, Relationship Building, Reporting Structure Design, Fund Placement Strategy, Business Intelligence (BI), Asset Optimization, Client Acquisition, Treasury Management

Experience

Managing Director and CEO

Fullrange Microfinance Bank Limited

2017-7 - Present · 9 yrs 3 mos

Oyo State, Nigeria

- Partnered with MFIs and NGOs to scale financial access in 3 LGAs. - Designed gender-friendly loan products for rural market penetration. - Delivered double-digit revenue growth via market inclusion strategies. - Led pricing model that increased underserved borrower approval by 38%. - Doubled our loan book to $2M+ through an inclusive SME lending strategy. - Expanded mobile access to underserved areas, achieving 80% adoption rate. - Implemented governance model in line with regulatory & finance standards. - Restructured recovery system with stronger outreach, raising collections by 63%.

Retail Banking Specialist

Great

Managing Director/CEO

Credit Capital Services Limited

2016-11 - 2017-6 · 8 mos

- Turned around business operations, halving the NPL rate in 5 months. - Achieved early breakeven point, surpassing recovery plan expectations. - Streamlined backend operations, cut overhead costs by 22% companywide. - Increased loan disbursement volume to clients by over 44% within 6 months. - Launched SME lending strategy; onboarded 180 small businesses successfully. - Secured $500K institutional funding to strengthen lending portfolio capacity. - Strengthened audit compliance & internal controls across financial operations - Introduced a performance-based KPI model, aligning staff with business objectives.

Unit Head, Business Development & Treasury Sales

Fast Credit Limited

2016-3 - 2016-8 · 6 mos

Lagos State, Nigeria

- Rolled out SME campaign, which acquired over 2000 new accounts. - Reduced idle fund ratio by over 37% through better asset placements. - Delivered fund management advisory services to 40+ high-value clients. - Rebuilt reporting structure, improved turnaround time by 60% internally. - Implemented wholesale deposit strategy, mobilised over $800K in 6 months. - Strengthened treasury desk process controls to reduce compliance breaches. - Managed $1.2M treasury portfolio balancing liquidity & portfolio yield targets.

Relationship ManagerAccess Bank Plc

Access Bank Plc

2014-6 - 2016-3 · 1 yr 10 mos

Sagamu, Ogun State, Nigeria

- Initiated client education events that boosted product usage and loyalty. - Originated $600,000 SME loans, maintaining delinquency rate below 1%. - Managed $2,400,000 portfolio with 92% retention and client satisfaction. - Mentored 3+ relationship officers, improved team performance significantly. - Mobilised $1.1Million low-cost deposits from SME & retail clients in 7 months. - Cross-sold digital banking to 60% of the entire SME clientele and led business intelligence efforts that grew SME market segmentation significantly. - Surpassed annual branch income target by 115% consistently earning commendation from senior management.

Profit Center Manager

United Bank of Africa

2013-3 - 2014-5 · 1 yr 3 mos

Ijebu Ode, Ogun, Nigeria

- Achieved over $1.2Million loan growth within 12 productive months. - Optimised loan processing timeline, improved approval speed by 40%. - Customised lending products focused on traders and small enterprises. - Maintained PAR below 2% through structured risk monitoring systems. - Supervised a 10-person team to hit 89% performance targets on all tasks. - Revived 20+ dormant accounts; mobilised $600K from reactivated clients. - Led community financial outreach and rural banking awareness initiatives. - Boosted ATM usage and e-banking adoption rate by over 54% across clients.