Aditya Ranjan

About Airtel Payments Bank Airtel Payments Bank is one of India’s leading payments banks, enabling secure digital banking, merchant payments, and large-scale transaction processing across millions of customers and merchants, with a strong focus on compliance, scalability, and reliability. Role & Impact: ➕Driving product strategy and execution (X) for merchant settlements and commission/earnings platforms (Y), improving operational efficiency, accuracy, and merchant trust (Z). ➕Led end-to-end ownership (X) of settlement workflows across NEFT/IMPS and scheduled vs on-demand payouts (Y), optimizing TATs, failure handling, and reconciliation (Z). ➕Built and scaled automation-first, API-integrated solutions (X) for settlement processing, commission calculation, and internal ops workflows (Y), reducing manual intervention and turnaround time significantly (Z). ➕Partnered with engineering, ops, finance, and risk teams (X) to deliver compliant, scalable, and merchant-first settlement and earnings experiences (Y) aligned with regulatory and business requirements (Z). ➕Used data-led decision making and Agile execution (X) to continuously improve settlement success rates, transparency, and platform reliability (Y) at scale (Z).

About Pine Labs Pine Labs is a leading fintech company in Asia, building payments, credit, and commerce platforms that enable millions of merchants to operate seamlessly across offline and online channels. Its ecosystem spans POS solutions, digital payment gateways (Plural), and merchant-first platforms designed to simplify onboarding, transactions, settlements, and growth for businesses at scale. Key Responsibilities & Achievements: ➕Led product initiatives for merchant onboarding journeys across both online and offline channels - driving faster go-live timelines and enhancing merchant activation experience. ➕Owned core modules of Pine One, the flagship merchant app, improving onboarding flow, self-service tools, and visibility into transaction, device, and settlement data. ➕Collaborated with cross-functional teams (Risk, Engineering, Design, Operations, and Partner Banks) to streamline KYC, risk assessment, and instant activation workflows. ➕Spearheaded onboarding automation using APIs and AI-driven validation, reducing manual processing time by over 40%. ➕Defined product requirements (PRDs), created roadmaps, and prioritized features aligned with merchant and partner bank goals. ➕Drove product adoption through user research, feedback loops, and data-backed improvements, leading to a measurable increase in merchant activation rate and reduced drop-offs. ➕Partnered with TSPs and bank partners (RBL, Axis, IndusInd, BOB) to scale merchant acquisition via digital journeys. ➕Implemented risk-based onboarding logic and low-code process automations within internal tools to accelerate approvals for low-risk merchants.

About Brane Group Brane Group is a technology company with a patented low-code / no-code platform, enabling rapid development of scalable digital products and workflows across multiples domains ➕Spearheaded product development for a healthcare analytics platform, increasing user engagement by 40% through AI-driven insights and targeted feature enhancements. ➕Defined and managed product roadmaps focusing on data analytics and customer insights, enabling rapid, high-quality releases and improved customer satisfaction. ➕Led sprint and release planning, collaborating with engineering teams to ensure timely delivery of high-impact features. ➕Prioritized product backlog and refined user stories regularly to support agile development cycles, enhancing product alignment with business goals. ➕Analyzed competitive landscape and leveraged data-driven analytics to inform strategic product decisions.

Led the end-to-end development of the NSL platform from ideation to launch, driving 100K+ transactions within 10 months. ➕Enhanced real-time customer insights by managing API integrations, enabling seamless data exchange that improved user engagement and data-informed product iterations. ➕Prioritized product features and improvements based on customer needs and business goals, ensuring high-quality releases in an Agile environment. ➕Conducted user research and gathered client feedback to drive customer-centric initiatives, improving product alignment with market demands. ➕Led customer-centric initiatives by conducting user research and incorporating client feedback into product development. ➕Collaborated closely with technical and business teams to align on product vision and requirements, fostering a shared understanding of product goals. ➕Successfully launched a comprehensive suite of non-profit solutions, including Unique Registration, Proof of Participation, Donation Management, Volunteer Management, Virtual Learning Management, and Survey Management for multiple NGOs. ➕Executed Proof of Concepts (POCs) for clients such as Multiverz and GMR EV, showcasing the platform's adaptability across various sectors.

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