Abbas M. Fahs, MBA

Financial Advising, Planning & Wealth Management > Developing and executing personalized financial plans that result in significant asset growth, with a focus on retirement planning, portfolio optimization, and wealth management. > Successfully manage a diverse portfolio of clients, consistently beating market benchmarks and delivering alpha through strategic investment decisions. Regularly review and adjust client portfolios to ensure sustained outperformance. > Conducting extensive research on AI technologies, including AI’s ecosystem, and how investors can take advantage of these emerging trends in financial markets and private equity investments. > Authoring articles and presentations on AI market trends, opportunities, and risks tailored to investors and private equity professionals. > Delivering educational workshops and lectures on financial literacy, focusing on investing in the AI-Ecosystem. > Creating client-specific newsletters providing insights on AI’s impact on deal sourcing, due diligence, and market opportunities. > Cultivating strong, long-term relationships with clients, achieving high client retention rates and satisfaction scores. Providing ongoing financial education and advice to help clients meet their financial goals. > Engaging in comprehensive investment research using FVT framework, presenting data-driven investment thesis, opportunities and strategies to a diverse clientele. > Implementing tailored risk management strategies to protect client portfolios from market volatility, ensuring long-term financial stability and growth. > Delivering interactive workshops and lectures on Financial Literacy, covering key topics such as planning, saving, managing, and investing money to diverse audiences, including professionals and students.

▪ Advised on a ~$1.2 B investment portfolio (Government entity-Qatar), crafting an advanced investment management framework complemented by robust risk management framework, tools and reports. The project included designing governance and monitoring strategies, defining organizational structures and roles, identifying key human resource capabilities, training and orchestrating transformational implementation plans. ▪ Advised on the strategic overhaul of a Qatari government entity’s multibillion dollar fund management, implementing advanced business intelligence systems for investment and risk reporting, significantly improving decision-making processes and ensuring accurate and timely investment, portfolio and risk reporting. ▪ Spearheaded a 200-million-dollar credit review initiative for a development bank in Qatar, to ensure partner banks strict compliance with guidelines, assess credit risk, and verify the appropriate use of funds. The project included identifying early warning signs and potential risks, allowing for proactive management and mitigation of credit risk. ▪ Contributed to a strategic consulting project to optimize the compliance department structure at one of the largest Islamic banks in Qatar, including workforce sizing, salary benchmarking, and alignment with global best practices to enhance regulatory effectiveness and operational efficiency. ▪ Contributed to a strategic advisory project to design and advise on a bank's market strategy in Kazakhstan, delivering actionable recommendations to effectively approach the market. The project included enhancement of strategy, LTIP and defined KPIs. ▪ Led a comprehensive strategy and market study for a top university in Qatar, focused on identifying and profiling the Continuing and Professional Education industry to inform strategic growth initiatives and enhance the university’s competitive positioning in the market. ▪ Collaborated with C-suite executives

As a dedicated and results-driven Bank Branch Manager, I successfully led the day-to day operations and growth of the branch while ensuring exceptional customer service and adherence to regulatory guidelines. My strong leadership and financial acumen were instrumental in driving branch performance, team development, and overall profitability. Key Responsibilities: • Oversaw the daily operations of the branch, ensuring efficient and effective management of all banking services, including deposits, loans, and investments. • Developed and implemented strategies to increase branch performance, including revenue generation, customer acquisition, and retention. • Fostered a culture of exceptional customer service, resolving escalated customer issues and providing guidance on complex banking transactions. • Managed a team of banking professionals, providing coaching, mentoring, and performance evaluations to support career growth and drive team performance. • Ensured compliance with all applicable banking regulations, policies, and procedures, maintaining a strong control environment and minimizing operational risk. • Analyzed financial reports and market trends to identify growth opportunities and areas for improvement, driving branch profitability and competitiveness. • Built and maintained relationships with key community stakeholders, participating in local events and initiatives to enhance the bank's reputation and visibility.

As an experienced Bank Risk Manager, I successfully implemented and managed risk management strategies, ensuring the bank's financial stability and compliance with regulatory requirements. With strong analytical and decision-making skills, I was able to identify, assess, and mitigate various types of risks, contributing to the bank's overall growth and resilience. Key Responsibilities: • Managed a team of risk management professionals, providing guidance, mentoring, and performance evaluations to foster career growth and enhance team performance. • Developed and implemented comprehensive risk management frameworks, policies, and procedures, addressing credit, market, operational, and liquidity risks. • Conducted regular risk assessments and stress testing to evaluate the bank's risk exposure and develop appropriate mitigation strategies. • Formulated the bank's risk appetite and tolerance levels, seeking board approval and ensuring alignment with strategic objectives and regulatory requirements. • Collaborated with various departments, to integrate risk management practices into daily activities and decision-making processes. • Assessed and prepared risk reports, including the ICAAP, and presented to the CEO, board risk committee, and the board. • Developed, tested and maintained the organization’s Business Continuity Plan, ensuring critical business functions can continue in the event of disruption. • Conducted training and awareness programs for employees to promote a strong risk culture and enhance understanding of risk management principles.

• Managed a team of 5 professionals. • Reviewed and approved loan application packages including financial analysis, pledge agreements and contracts with detailed attention to credit risk and profitability and added recommendations. • Reviewed and approved loan processing, drawdowns, repayments, monitoring and control including loan classifications. • Followed up on defaulted credit files, negotiated rescheduling and remedial action. • Coordinated with internal and external auditors, central bank, banking control commission, lawyers and real estate experts and valuators.

• Reviewed and approved inward/outward transfers, check issuance, clearing, settlement, and domiciliation and bill settlements. • Liaised with correspondents and the central bank.

• Processed daily client transactions including deposits, withdrawals, foreign exchange, money transfers and loan payments. • Maintained records and ensured proper documentation within compliance/AML guidelines. • Assisted clients with accounts and bank products.

Courses Islamic Banking and Finance. Commercial Bank management. Launching a business. Business Valuation and Analysis. Leadership. Modern Portfolio Management. Financial Risk Management. Financial Management Marketing Management Business Economics Research Methods in Business Management Theory Quantitative Methods in Business